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Patient resources

Insurance & financing, without the fine-print fog.

Explore insurance support, financing, and membership options for all three Optimum Dental locations.

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Dental insurance

We will help you understand your benefits.

Optimum Dental works with many dental plans, including Medicaid and Medicare. Plan participation can differ by office and network.

Our team can help review your benefits and estimate your portion before treatment. Your insurance company makes final coverage decisions.

Patient completing a dental insurance form
Delta Dental logoMetLife logoCigna logoBlue Cross Blue Shield logoHumana logoAetna logoOklahoma insurance program logoGEHA logoPrincipal logoHealthChoice logoGuardian logoDentaQuest logoLiberty Dental Plan logoAmeritas logoUnitedHealthcare logoUnited Concordia Dental logo

Participation can vary by office, provider, network, and plan. Please call your preferred office to confirm benefits and network status before your visit.

Additional plans we work with

GEHAPrincipalHealthChoiceGuardianDentaQuestLibertyAmeritasUnited HealthcareUnited Concordia

Participation can vary by office, provider, network, and plan. Please call your preferred office to confirm benefits and network status before your visit.

Third-party financing

Compare payment options.

Choose the payment option that fits your needs. Each provider sets its own approval requirements and terms.

No dental benefits?

In-house membership plans.

Explore the location-specific membership plan for your preferred Optimum Dental office in Chickasha, Elgin, or Newcastle.

Patient reviewing a payment plan

Frequently asked

Insurance and payment questions

Call your preferred office for details specific to your care, coverage, or appointment.

Will insurance cover my treatment?

Coverage depends on your plan, network, deductible, annual maximum, and covered services. Our team can help review your benefits before treatment.

Is financing guaranteed?

No. Cherry, CareCredit, and Sunbit set their own approval requirements and terms.